The Probate Process in New Jersey Probate Process in New Jersey is a court-supervised legal process that may be required after someone dies. Probate gives someone, usually the surviving spouse or other close family member, authority to gather the deceased person’s assets, pay debts and taxes, and eventually transfer assets to the people who inherit […]
About Rajae EltemawiSpent my whole life in New Jersey. I have personal and professional experience in real estate, financial problems, foreclosures & short sales.
Author Archive | Rajae Eltemawi
Make sure you are aware of the reasons home sales fall through. What is more frustrating that having the sale of your home fall apart last minute? There are many reasons home sales fall through, such as: title-insurance surprises, buyer financing rejections, inspection failures, and lowball appraisals. Even buyer’s remorse can sour a deal. The good […]
Selling To We Buy Houses NJ, LLC vs. Listing With A Local Agent New Jersey Homeowners should look at all options when deciding to sell their house. Though sellers may get a higher selling price for their home it doesn’t always make sense to sell with an agent and more often than not there is much […]
Let’s See How we Can Identify 5 Costly Home Repairs First time home buyers need to keep an eye out for potential costly home repairs before buying a home. Just one of the issues listed below can make a great deal turn into a loss. Most often potential home buyers decide very fast if they want […]
FHFA Announces Principal Reduction Modification Program FHFA has recently loans. This affects roughly 33,000 mortgages that are significantly underwater according to reports in Housingwire and National Mortgage News. The good news is that NJ has the highest portion of those houses that are significantly underwater. The Federal Housing Finance Agency (FHFA) undertook an extensive evaluation […]
Insolvency can leave a homeowner with little hope and few options of ever meeting their financial obligations to their lenders. Given the ongoing foreclosure crisis in North Jersey, it may be appropriate to mention two avenues in which lenders and homeowners can deal with the populaces increasing inability to pay off their debts. Two methods […]
What Taxes will I owe if I Sell My Inherited House? When people inherit property from their parents or other family members it can cost them money. Their are a variety of local and national taxes that are due as soon as they inherit the property as well as when they or if they sell. The […]
When Selling my Inherited Property NJ, how is tax calculated? A property that you inherit is considered an investment and will follow the laws of any investment sale. You take the difference between what is owed and the value of the property at the time of death. Any gain is taxed at a long term […]
What is a Short Sale NJ? A short sale NJ can happen when the mortgage company (Lien Holder) agrees to settle their loan with the borrower at less than the full amount due. Though this will most likely affect the homeowner’s credit score it will not damage it as much as a foreclosure or bankruptcy. […]
Being behind on your mortgage on your NJ home, you are most likely thinking how can I start the process of stopping foreclosure NJ? How does the foreclosure process work? What options do I have in stopping foreclosure NJ? How fast do I need to move out of my house? Since NJ is a judicial […]
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